I think this is excellent advice for problem solving in general.
from pk here:
Be sure to read this too from the conclusion:
If there are lessons from the experience, several come to the surface:
1. Costs of intervention are generally larger than anticipated;
2. Interventions aimed at preserving the current institutional structure generally do not achieve the expected outcome;
3. The only sure resolution appears to come from confronting the insolvency directly and addressing its financial implications, no matter how large.